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Business Loans

We arrange unsecured and secured loans tailored to your business objectives—whether that’s funding growth, managing cash flow, or covering short-term

Straightforward business loans to support working capital, investment, tax obligations, or business development.

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We arrange flexible business loans designed to meet the needs of growing UK companies.

Supporting Growth with Fast, Flexible Business Loans

Every business faces moments when extra funding makes the difference, whether it’s managing cash flow, investing in new staff, covering tax bills, or simply bridging the gap between payments. At Allied Business Finance, we work with a broad panel of lenders to secure competitive business loans tailored to your circumstances. Whether you need a short-term boost or longer-term support, we’ll handle the process and present you with the best available options.

Working Capital Loans

Short-term loans designed to support your day-to-day operational costs, from payroll to supplier payments.

VAT & Tax Funding

Spread the cost of VAT or tax bills over monthly instalments to preserve your cash flow and avoid penalties.

What Asset Finance Options Are Available?

Hire Purchase (HP)

A structured repayment plan where you own the asset at the end of the agreement. Ideal for businesses investing in long-term plant, vehicles, or machinery.

Finance Lease

Use the asset for a fixed period while making regular payments, with the option to continue leasing or upgrade at the end of the term. Suited to businesses looking for flexibility and tax efficiency.

Personal Contract Purchase (PCP)

A vehicle finance option offering lower monthly payments and the choice to purchase, return, or refinance the asset at the end of the term.

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Frequently Asked Questions

We offer a range of asset finance solutions, including hire purchase (with VAT deferral options), leasing, and refinancing. Whether you’re looking to acquire new equipment, vehicles, or machinery, we can tailor a solution that fits your business needs and cash flow.

With hire purchase, you own the asset at the end of the agreement. Our VAT deferral option allows you to delay paying the VAT upfront, helping you manage your cash flow more effectively. This is particularly useful for businesses looking to preserve working capital while acquiring essential assets.

Leasing allows you to use an asset without owning it. At the end of the term, you can either return, upgrade, or extend the lease. Hire purchase, on the other hand, leads to full ownership once all payments are made. The right choice depends on your business goals and tax considerations.

Yes, we offer unsecured and secured business loans for working capital, expansion, or other business needs. Our VAT loans help spread the cost of your VAT bill over manageable monthly payments, reducing cash flow strain.

We understand that speed is crucial for businesses. Many of our finance agreements can be approved within 24–48 hours, depending on the complexity of the deal. We work closely with our lending partners to ensure a smooth and efficient process.

Yes, we offer seasonal payment plans to help businesses with fluctuating income manage their repayments more effectively. This is particularly beneficial for industries like agriculture, tourism, and construction, where cash flow varies throughout the year. With seasonal finance, your repayment schedule is tailored to align with your peak earning periods, reducing financial pressure during quieter months. Speak to our team to find out how we can structure a finance package to suit your business needs.

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